Nothing personal and it’s been awhile since I’ve update my article. Only God knows how I miss to write and share. Well today, my article relates with our health especially they who live in the hot surrounding. No offense cause only “we” know what are the effect of heat in our health activities and conditions.

Hot and dry weather are normal phenomenon surround the tropical line and this is something that many do acknowledge. The affection of heat and dryness cause my people roll in for treatment and sometimes causing death to high risk group.

As educated people of the world we must know the  effect of this weather to human body and how to avoid getting caught up accordingly. Which most of us forget that hot weather do act as viral attraction from mid to high stroke which can cause death.

Rather said and done – choosing to get a loan or not is something hard to tell, but today let us discuss this matter thoroughly. This issue are hard for most of us out there (including me), where wisdom and smart judgment should be taken to ensure better result. Many of us are considering loan when said about house, cars or even marriage when it offer fast solution for urgent money and so on, but please be cautious cause while making such action we must calculate the consequences.

We have to identifies and remember the loan component before we can start calculating the risk management (please ask help from your financial analyst – if you have one). There are 3 components to remember – interest rate, package/type and term.

INTEREST RATE

  • Interest rate are charge adhere for using the loaner money.
  • Its’ calculation are base on percentage (%) on that per annul loan.
  • This interest rates are base on compound (calculation of principal and interest) such as per annual, monthly or daily.
  • Interest rate have 2 different categories (which many would know):-
    • Fix rate
    • Flexible rate